10. Get some rest

Much like exercising physically, even your financial health needs a break. You certainly don’t want to ignore it, but don’t beat yourself up too much if you’re slow or need extra help. That’s why we’re here, to take some of the burden off you and encourage you so we can achieve these goals together. Also, all work and no play makes Jack a dull boy.

In other words, you don’t need six-packs and chiseled biceps here. Sometimes it’s good enough. So even though this is serious stuff, you’re going to have that proverbial donut, you’re going to skip a workout, and sometimes you just need a break. I’m here to tell you that it’s fine and dandy. As long as you have a steady pulse on the above, you can certainly afford a break.

Your financial health

It’s amazing the difference I see in people when they have a pulse on their financial health. They are as different as night and day.

One word of warning before I let you go: If you’re taking newfound ownership of your finances, don’t get discouraged or upset. Markets, cash and finance are not a straight line. They will ebb and flow from month to month. Don’t let this discourage you and don’t overreact to it. Keep up your exercises!

Diversified, LLC is an investment adviser registered with the US Securities and Exchange Commission (SEC). Investment adviser registration does not imply any particular level of skill or training and does not constitute approval of the firm by the SEC. A copy of Diversified’s current written prospectus, which discusses, among other things, the company’s business practices, services and fees, is available through the SEC’s website at: www.adviserinfo.sec.gov. Investments in securities involve risk, including possible loss of principal. The information on this website is not a recommendation or an offer to sell (or the solicitation of an offer to buy) securities in the United States or in any other jurisdiction.

This article was written by and represents the views of our advisor, not Kiplinger’s editorial team. You can check the advisor’s record with SEC or with FINRA.

By Editor