Ludovic Herschlikovitz, the founder of, stresses that there is no upper limit to voluntary contributions to individual PERs. However, the amount that can be benefited from tax relief is limited. Employees have two options available for contributions: either they are limited to EUR 4,399 or equal to 10% of professional income, up to a maximum of EUR 35,194 per year in 2024.

On the other hand, self-employed individuals face different rules and restrictions when it comes to contributing to their retirement savings. It is crucial for individuals to understand the implications of their contributions and the tax benefits associated with them. Making informed decisions about voluntary withdrawals can help optimize retirement savings and overall financial planning.

By Samantha Johnson

As a dedicated content writer at, I immerse myself in the art of storytelling through words. With a keen eye for detail and a passion for crafting engaging narratives, I strive to captivate our audience with each piece I create. Whether I'm covering breaking news, delving into feature articles, or exploring thought-provoking editorials, my goal remains constant: to inform, entertain, and inspire through the power of writing. Join me on this journalistic journey as we navigate through the ever-evolving media landscape together.

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